First-home checklist

Your simple first-home checklist

Buying your first home can feel like a lot, but you don’t have to do everything at once. Take it one step at a time, and ask for help whenever you need it.

New Zealand family home, first home buyer checklist with Simple Loan

Start with the basics

Don’t worry if you don’t have all the answers yet. We can work through them together.

Talk to a mortgage adviser

Start looking for your home

Get your team together

You don’t need to organise everyone on day one. I can help point you in the right direction.

Check the property carefully

Before making an unconditional offer:

If you’re buying around Pāpāmoa or Tauranga, checking the LIM, natural-hazard information and insurance early is particularly important.

Before making an offer

Never feel pressured to sign something you don’t understand. Ask your solicitor to check it first.

Once your offer is accepted

Getting ready for settlement

Need some help?

You don’t have to complete this checklist before contacting me. Tell me where you are now, and we’ll work out your next step together.

Let's get in touch

This checklist is a general guide, not personalised financial, legal or property advice. Lending and shared-ownership criteria apply and can change.